RESIDENTIAL MORTGAGE SOLUTIONS

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CURRENT HAWAII NATIONAL BANK RATES

As of 05/12/2025

Mortgage Loans

Type Rate APR Points
30-Year Fixed1 6.375% 6.780% 2.000%
15-Year Fixed1 5.500% 6.145% 2.000%
7-Year Adjustable2 5.750% 6.627% 2.000%

Jumbo Mortgage Loans

Type Rate APR Points
Jumbo 30-Year Fixed3 6.375% 6.618% 2.000%

1 For loan amounts $1,149,825 or below. The information provided on this page is for informational purposes only. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc.

2 The Current Adjusted Interest Rate is based on the current index plus the margin at the time of the effective date shown above, and are only an example of what your rate would be if your loan adjustment date was the date shown above. The Adjusted Interest Rate may differ when the term for your initial rate expires. Your mortgage will change on the adjustment dates and will be equal to an index, which is based on the weekly average yield on United States Treasury securities, adjusted to a constant maturity of one year, plus a margin of 2.75%. For more information on the United State Treasury index, please visit the Board of Governors of the Federal Reserve System. The most recent Index value available as of the date 45 days before each Change Date.

3 For loan amounts greater than $1,149,825. The information provided on this page is for informational purposes only. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc.


NEED HELP?

Contact us!

Residential Mortgage Department

(808) 528-7855
ResidentialRealEstate@HNBhawaii.com
PO Box 3740
Honolulu, Hawaii 96812


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